What others say about French Mortgage Xpress

If you are looking for a mortgage for your new French property look no further. Taking out a mortgage in France can be quite challenging and we have been through challenging times where three well-known French Banks withdrew from the deal, days before completion.
Matt Frost from French Mortgage Xpress has the right contacts and niche know-how that made our deal happen. He responds quickly, is available and follows the deal until it is securely done.
Thank you Matt!
Ole Behrens, London

As an American living ten years in Germany, and buying a home in France, I had multiple rejections from German banks as I sought a mortgage. I was fortunate to find FMX during an online search, read the testimonials,and contacted a man in UK who had written a fine testimonial. He could not have been more effusive in his praise for FMX! I thank him, and the team (Matt and Gael) for helping me achieve my dream!
I give FMX my highest recommendation, you can trust that this team will work for you to achieve your goal.

I want to thank you so much for all the great work and efforts to help us realizing our project. Without you and “French Mortgage Xpress” our project wouldn’t be possible!
We really appreciated very much your engagement, professionalism and responsibility
Keep the good work, for sure many others need you!
Best regards, Nouha and Pat Brueggman

Matt and his team accompanied the financing of our project at all times very competently and reliably. They were available at all times and at all stages and responded quickly and reliably. Thank you Matt, without your help, our project would not have come about!
Bastian, Germany

Buying a property in France is a complex and initially daunting process and we would highly recommend Matt and his team given the amount of time, information and help they provided us to make the right decision.Some of the many functions they undertook:1) Multiple phone calls to explain the intricacies of France’s offer, mortgage and purchase system – compromis de vente, Notary/Legal/Tax system etc
2) Advice on best lender, mortgage rate, duration, type – fixed vs variable, repayment vs interest only, porting, repayment holidays, early repayment, rules like allowing renting etc
3) Advice on documentation needed for mortgage application
4) Helped with application for Life Insurance
5) Helped set up a Bank Account in France who also provided Building & Contents insurance
6) Recommended a Notary (who advise on the legal documents to sign)
7) Spoke directly to Lending Bank to ensure paperwork went through quickly and the mortgage application was accepted in time for the offer processThanks
Giles, November 2018

FMX were great. They sorted out all our difficulties, and provided resourceful help with all the inevitable bureaucratic problems of buying a property in France. We always felt there was someone in the office we could turn to whenever we were puzzled by anything, and they were always up to speed with the latest stage of our application. Communication between their office in France and our London base was never a problem. We would happily recommend Matt and Gael to anyone embarking on the exciting but initially challenging adventure of buying a property in France with a mortgage.
RC and PH, London
September, 2018

We weren’t sure at first if we needed FMX services at first, as we spoke French and worked in Finance. Looking back now, we are very happy we did decide to work with FMX as Matt and his team have an unparalleled network and experience in dealing with banks and insurances. When buying our house in France, FMX helped us secure the financing whilst saving us time.
– We waren eerst niet zeker of we FMX nodig hadden omdat we Frans spraken en in Finance werken. Terugkijkend zijn we echter erg blij dat we toch met FMX gewerkt hebben omdat Matt en zijn team ongeëvenaarde ervaring hebben en goede contacten voor het afsluiten van kredieten en verzekeringen. FMX heeft ons prima geholpen en veel tijd bespaard bij de aankoop van ons huis in Frankrijk.
Veronique & Erik
June, 2018

We have just completed our first purchase of a property in Antibes and could not be more satisfied with the service we received from Matt and the FMX team. Living in Bermuda and being US citizens provided its own set of hurdles but from start to finish, Matt and the FMX team did an EXCELLENT job and helped us secure a mortgage with BNP. Matt was constantly in-touch and kept the process moving along swiftly and smoothly. Thank you to Matt and the team for making this such a painless experience!
Rob & Pamela, Bermuda
August, 2017

Lisa and I have recently purchased a property in Valbonne and secured a mortgage from BNP Paribas using the services of FMX. This is our first purchase of a property in France and despite Lisa having lived in France for several years, the process for securing a mortgage was unknown to us. However, from the first meeting with Matt Frost of FMX, we both felt comfortable with the process. Indeed Matt and Gael Allport helped us complete all the necessary documentation and guided us through the process and were always available to answer any questions and address any concerns. In addition to this, Matt provided invaluable assistance in securing the services of a Notaire and also in setting up an appropriate French bank account. Both Lisa and I have no hesitation in recommending FMX to anyone wishing to secure a french mortgage.
Thank you FMX, Matt and Gael.
Clive & Lisa

I have recently used the services of French Mortgage Xpress (FMX) to identify a French mortgage provider, undertake negotiations and complete the transaction for the purchase of a property in South West France.
I required extremely rapid and effective assistance as another mortgage provider had reneged on an offer at the very last moment and I was at risk of losing the sale or incurring huge compensation payments. I found FMX on the internet and telephoned them in sheer desperation.
From the very outset the team of Matt/ Gael/ Charley exceeded every expectation. They listened to the situation and immediately grasped the importance of a very fast solution. Even on the initial telephone conversation Matt was making proposals and providing much-needed support and reassurance.
The rapidity with which they found an alternative provider and negotiated the contract was quite amazing. Not only was it so quick but it was also a better deal than the original; a true win/win!
The communication throughout was frequent, timely and clear; the despatch of documents and turn-around of paperwork was first rate; the vagaries of the French legal system and requirements was explained fully and dealt with superbly; what could have been an absolute nightmare scenario became an easy and stress-less transaction.
In summary, I unreservedly recommend French Mortgage Xpress and rate their services at the very highest level. Their friendly, relaxed but superbly efficient service sets a benchmark for their peers that, I am sure, are unlikely to be matched elsewhere. I offer them my sincere and deepest thanks for a job superbly well done.
I am very content to take telephone calls or emails from other prospective FMX clients if further details or questions are required.
Colonel (Retd.) M Blatherwick MBE GM MSC MIExplE MCMI
Email: [email protected]
Tel: +44 1538 703337

I never imagined that arranging a mortgage for a property in France could be so painless. The team at French Mortgage Express had all the experience, expertise and contacts to make it happen quickly for someone who doesn’t have any of the above, let alone the time. I cannot recommend them highly enough.
R. McGee, Journalist, London

This was my fourth house purchase, the 3rd overseas, but it was the one that filled me with most trepidation in advance of the purchase. I had heard only horror stories about the legendary French bureaucracy.
I need not have worried, Matt Frost and his team at French Mortgage Express, were magnificent. I can genuinely attest that I have not experienced a more stress free, organised, nor easy house purchase anywhere. This was entirely down to Matt’s efforts on our behalf.
I wholeheartedly recommend Matt and his team at FMX, in addition to being extremely efficient, fast and professional they are thoroughly lovely people to deal with.
N. O’Connor, Pilot, London

My partner and I decided to choose Matt at French Mortgage Xpress on recommendation from other friends in the yachting industry. Since I had never bought property in France before I was certainly a little apprehensive about getting a French mortgage. Matt and Gael walked me through the whole process and I can honestly say that in the end it was very easy and after all the stories I’d heard I was surprised how smoothly it all went. All the hard work is done for you and it is simply a case of filling out the necessary forms with expert advice just a phone call away.
Mat Hull, Chief engineer, MY Arkley

Fantastic. Thank you so much Matt. You and Gael have both been brilliant and have definitely worked your magic.
We will definitely recommend you to anyone we come across buying in France. ”
Lucy and Adam (UK)

I first had dealings with Matthew in 2001 upon moving to Nice France. Matthew arranged the finance for me on my first house purchase walking me through the rather daunting process (even driving me to blood tests!!) with a great deal or care and consideration.
He arranged the most competitive deal at fantastic terms that I could not find anywhere else.
I would have no hesitation on recommending his services to anyone looking to finance a home in France.
His level of expertise and contacts ensure the best results time and time again. A wonderful guy”.
Greg Connor

We financed our second home on the Cote d’Azur with a French mortgage arranged for us by Matt Frost.
Matt guided us in every step of the process, gave us advice, looked for the best rates and arranged for a number of other things such as bank accounts and insurances as well.
It is fair to say that we would not have been able to secure our loan so easily, if at all, without his help.
Thanks again for your help. We’ll look you up when we come to Valbonne again.
Buijs Family from Ontario, Canada

Matt at French Mortgage Xpress gave us invaluable help and advice on every aspect of our mortgage and life insurance for our French property. It was the first time we had done this and Matt ensured the whole process went very smoothly and quickly. If we had any questions he was always available to answer them and to guide us through, which gave us a great deal of confidence. We wouldn’t hesitate to recommend French Mortgage Xpress and, should we need to, we would certainly use FMX again.
Richard & Cora, London, UK

Trying to buy a property in France as a foreigner can be frustrating and hard going at times. Thanks to Matt and his team, the one thing that we didn’t have to worry about was the mortgage application. Sure, you could go directly to the providers but FMX helps to ensure that all the documentation is filled in correctly before being presented to the bank. This helps to avoid delays with your application. Also, the interest rates FMX can secure for their customers is a little bit lower than going directly to the banks. They are happy to answer general questions about the process and are quick to respond.
Mark, Samoens Haute-Savoie

From referrals as well as my own research, I knew that Matt would be the best person to work with on my mortgage. In fact, given my case, I am not sure I would have gotten this loan without him. I found him trustworthy, knowledgeable, transparent, efficient, and importantly: clear and swift in his communication. I especially appreciated the “handholding aspect” as I had never been through such a process before and had no idea about all the requirements linked to the mortgage or even the options I had to be sure I get the best possible deal. I am so very grateful to have found him as he made my life incredibly easy. I most happily offer myself as a reference if anyone has further questions.
Inga (Dubai)

I have had the pleasure of French Mortgage Xpress taking care and resolving my needs quickly and efficiently, not once but twice! They are truly professional, very focused, and make the complicated life of securing finance and finance insurance in France a most simple task. It is refreshing to deal with a company here, as a foreigner, that can promptly understand and fulfill my needs in a way that makes the whole process painless and thorough. I would, and will recommend them to anyone for their French Mortgage needs.

Patricia Molenaar, Sales Director, Europe.

‘I am an Australian girl and I have recently purchased an apartment in Paris with the help of the fantastic team at contacted French Mortgage Xpress as I was unhappy with the service I was receiving from my mortgage broker. I initially made contact with Gael who guided me through the entire process. Being my first home purchase, and residing in Sydney with only basic French knowledge, I was extremely nervous about purchasing the apartment from so far away. I could not recommend Gael and the team at French Mortgage Xpress further. They were professional, thorough and comprehensive. They responded to all of my queries accurately and expediently. Gael obtained a better interest rate and better mortgage terms than my previous mortgage broker had been able to and went above and beyond the role of the mortgage broker to assist me and reassure me throughout the process. It is my goal to obtain more property in France and I will definitely be using French Mortgage Xpress
Best Kendall

THANK YOU! THANK YOU! THANK YOU! We just heard from the bank and are so grateful for all of your help. You’ve made the two of us so, so happy.Kindest regards
Kindest regards, Sandy, Australia

I would like to thanks Matt Frost & Gael from FMX for they help assisting me with finding a right mortgage leader. Also for helping me with picking the correct mortgage for my situation. I would not hesitate in recommending them to any of my friends for any future mortgages.
Many thanks Capt H

At the peak of credit crisis in 2008, Matt Frost at French Mortgage Xpress was able to source a French mortgage for me on very attractive terms at a time when very few mortgage banks were lending. Because of his efforts and diligence, I now own a beautiful home in Chamonix, France. Thanks, Matt!
Peter K

Matt Frost and his team at French Mortgage Xpress know and understand the definition of customer service. No matter how complicated or problematic a situation, they make the extra effort and find the solution. They make it work for their clients
Vincent Patricelli, Var, France

I received a first class service from French Mortgage Xpress and at a competitive price
Nigel B., Cote D ‘Azur, France

It can be very difficult to make your way through the French bureaucracy, especially if your French is limited. I found the support from French Mortgage Xpress excellent, and without Gael and Matt’s help I would have given up. I am happy to recommend their services
B.G., Midlands, UK

We ‘ve been very happy with the service at French Mortgage Xpress. It ‘s always good to know someone that can come with good advice.
Nina Lassen, Denmark France

Couldn’t have done it without Gael and Matt, trying to complete a mortgage long distance isn’t easy and the guys at French Mortgage Xpress made the whole process very smooth.
Thanks guys,
Ethel K. Ireland

When we started out with our French property project, we were fully aware of the fact that getting a loan for the purchase wouldn’t be easy. But the calvary we went through beat our worst nightmares! Every single French bank we contacted was very unwilling to cooperate with us, being Belgian certainly wasn’t helping… We searched for months and were starting to panic when we came across French Mortgage Xpress.Matt and his team attacked our case with enthusiasm and kept their promises. They succeeded to get our loan approved in record time, allowing us to dispose of the necessary funds to buy our dream house just in time.I suppose I needn’t explain our gratitude for the way they handled our case.THANKS!
Stefan & Chris, Belgium -> Domaine-Saint-Joly, Lasbordes, Aude

French Mortgage Xpress take the hassle out of getting a mortgage in France. They arranged finance for me on a couple of apartments I purchased for investment purposes. I am not sure I could have done it without them due to language difficulties and the well-known French way of making easy things very difficult. They were efficient and effective and the interest rate they negotiated for me was also excellent.”
Fred Crowe, Dublin, Ireland

We have just completed on our apartment in the south of France. Financing was facilitated by FMX and we highly recommend them. We were guided through the process of filling in and submitting forms with all our queries answered immediately. Matt was a calm voice during a stressful period.
Carol, London

French Mortgage Xpress were a great help. Getting a French mortgage was always going to be tricky, but with both my wife and I being Directors of our business, it would be even less straightforward. We were given a couple of contacts through various sources, but Matt and Gael came back with the best deal and stayed in touch throughout the whole process.”
Regards, Russ and Michelle James

Buying in France for the first time was a daunting prospect especially being based in London and not on the ground. Stories of multiple layers of French red tape made us uneasy about the transaction. French Mortgage Xpress guided us through the mortgage process and all related issues in a clear, efficient and thoroughly professional fashion. They ensured that everything went to plan and that we were able to buy our house in a relatively stress-free way!
RB, London, UK

Very professional! French Mortgage Xpress guided us through the initially daunting process of financing a property in France. They were always available and willing to act on our behalf whenever we needed a helping hand. French language skills posed no barrier as Matt and Gael answered queries and advised us in a most timely fashion. I have no hesitation recommending them and I would certainly use them again.”
Regards, Noel McCarthy, Dublin, Ireland

I am happy to recommend the services of French Mortgage Xpress to anyone requiring a mortgage from a French Bank. I have found Matt and Gael to be very obliging and quick to respond to the various queries that arose. They provided explanations, translations and detailed instructions for completing documents.”
P. Bambrick, Co. Laois, Ireland

I had occasion to purchase a property in Sophia Antipolis in 2005. As a resident of Ireland this was a complex and tedious process. Were it not for French Mortgage Xpress I would not have been able to complete the process. I met Matt before agreeing the sale and he gave me sound, objective advice. As an Expat, he was sympathetic to my needs and difficulties. On returning to Ireland, I was able to correspond with Matt and his team, in English and they helped me find my way through the maze of red tape. My queries, and there were many, were answered efficiently and swiftly. I recommend them highly.”
Cóilín Ó Coigligh, Co. Meath, Ireland

Thanks to French Mortgage Xpress for all their help in arranging a French Mortgage for us to buy our lovely apartment in the South of France. On day one they offered us great financial advice with different choices available to us. Throughout the process any questions we had for Matt and Gael were dealt with immediately and answers given to us without delay. When buying again French Mortgage Xpress will be our first port of call.”
Thanks again, Jimmy, Kevin, David, Dublin, Ireland

French Mortgage Xpress were most professional in organising our mortgage and helping us with any of the problems and queries we had with the purchase of our property. Indeed, we continue to contact them when we encounter after sales problems and worries.
Elizabeth Ward, Co. Meath, Ireland

Our experience of French Mortgage Xpress is a company who, with forthrightness and clarity, obtained the necessary finance at a competitive rate for us to purchase properties in the South of France. They maintain a friendly, personal back-up system for any query at any time, advising on any cause of concern and provide immediate advice on prompt local response and intervention. I don’t think we would have our properties in France without French Mortgage Xpress.
Denise and Brian Ferran, Co. Donegal, Ireland

My experience with French Mortgage Xpress was fantastic considering the red tape you need to go through in France to get a mortgage. They explained the process thoroughly and ensured we completed the forms effectively. They did everything and more to ensure the mortgage process went as smoothly as possible. Gael was excellent, highly professional and very competent throughout. Would highly recommend to any future client.”
Helen Roberts

We applied to a number of banks and mortgage brokers to fulfill our requirement to help us fund the next stage of our lives, i.e. the purchase of a French ski chalet. We hit precisely seven brick walls until we talked to French Mortgage Xpress. From then on, everything seemed to be much more communicative, easier to understand, and most importantly for us – quicker! We really had the feeling that Matt and Gael seemed to have some sort of empathy for what we were going through, and helped us accordingly. I can’t recommend French Mortgage Xpress enough. Enough said! Credit where due.
Olly

Our experience of French Mortgage Xpress is a company who, with forthrightness and clarity, obtained the necessary finance at a competitive rate for us to purchase properties in the South of France. They maintain a friendly, personal back-up system for any query at any time, advising on any cause of concern and provide immediate advice on prompt local response and intervention. I don’t think we would have our properties in France without French Mortgage Xpress.”
Denise and Brian Ferran, Co. Donegal, Ireland

French Mortgage Xpress and its people were an enormous resource during the process of purchasing a home in France. As any one who has experienced the process can appreciate, navigating all the customs and laws, banking and otherwise, of purchasing a home in France was not easy but made possible with the ready assistance of Matt and his team. French Mortgage Xpress provides you with someone who is knowledgeable of the process and can translate the many French documents you are asked to sign. Even if you speak the language well most of us are not familiar with legal and banking terminology. The reason however to choose French Mortgage Xpress over the others is the friendliness and responsiveness of their staff. I would give them the highest of recommendations.
Karen Mitchell, USA

I would just like to say a massive thank you to both you and Gael for all your help and assistance in getting our French Mortgage. I really thought that we were dead and buried and that we were going to lose our dream home. But your knowledge and experience have made this purchase possible and we are both truly grateful. Please pass on our thanks to Gael who was probably sick of my constant questions and mailing of forms, She has been great and always offered us the support and advice we needed promptly.I hope you guys have a great Christmas and that 2012 will be a good one
Thanks again, Chris & Becca

Thanks for the call today with the good news on the mortgage front. Very happy this end and we just wanted to say thanks for your help thus far.
Clive

Dear Gael, I note that our first mortgage payment was made yesterday and it reminded me that I must thank you again for your exceptional service and assistance in the processing of our loan to purchase the property in Campeaux. The simplicity and efficiency of both you and the bank made the entire process run extremely smoothly, which was of great relief to Joanna and I in Australia.
We are in the process of dealing with an architect who is organising all our planning approvals etc. for the renovations of the property and on this basis we expect to be back in contact with you in approx. 12 months to organise a further mortgage loan to fund the building works (as we discussed previously).
In the meantime, please once again accept my thanks and appreciation
Thomas

Dear Gael and Matt,
Thank you for your message, and for all your help all along the way! The signature went fine, and we can move in now. We’re both very grateful to you for all your help with the mortgage.
All the very best, Daniel, Paris

Dear Matt and Gael,
Thank you so much for all your assistance on our house purchase – the entire buying experience in France has been greatly facilitated thanks to your knowledgeable, efficient and professional advice!! We would most definately recommend you to all our friends that are going through a similar process!
Kind Regards, Leigh and Vonitha H

I had been putting off taking out Life Insurance in France due to the rather daunting amount of paperwork, for while I read French reasonably well after some years living here, Life Insurance documentation allows no room for errors. Recently I expressed my concern to a friend who suggested I get in touch with Gael Allport at FMX, a broker in Valbonne, Province.
From my first call to Gael I knew that everything was going to work out well. She took great care and trouble to explain all the requirements to me and found a competitively priced product exactly suited to my needs.
Critical documents such as health questionnaires were provided in English translation, and where I needed help in interpretation of the terms and conditions in the French language contract she took great trouble to explain these to me.
I have no hesitation to recommend Gael and her team to any English resident in France seeking Life cover.
John M. Aquitaine

Matt and Gael thank you so much for all your help arranging a mortgage for our new home in France. It was quite daunting knowing where to start but from our first converstation, you helped me find the right mortgage for our circumstances and explained the ins and outs of buying a property abroad. At no time did I feel under any pressure or obliged to proceed even after me asking so many questions! But the advice, help and knowledge that you provided were second to none and I would definately recommend FMX to anyone buying a property in France. Thank you once again!
Vicki, North Wales.

Competitive and helpful. What more can one ask for? FMX beat the French high street banks hands down! Many thanks Matt & Gael
Dan P Samoens.

Je recommande French Mortgage Xpress pour leur rapidité dans le montage de dossier et leur délai de réponse. Aussi, le taux d’intérêt est l’un des plus bas sur le marché.
Anne C. Valbonne.

Thanks again for your help. Obtaining this loan has been a much smoother process (so far) than we ever imagined!
Paul H, London

Dear Gael, I also wanted to say a big THANK YOU to you and Matt for all your help and professionalism throughout my application.
Very best wishes L J

Living in the US we had no idea what to expect with the French mortgage application and processing bureaucracy and indeed the nuances of the notaire’s role. Matt and his small team at FMX gave us a level of support and commitment that we had never before experienced in buying numerous properties in the UK and USA. This support continues post property purchase and any queries we have receive prompt response. We have no hesitation in recommending FMX to anyone contemplating purchasing a property in France. We know that they will be in safe hands !
Neal & Sandy Rigby, Colorado. USA