Helpful information on French Mortgages

[vc_row][vc_column][vc_column_text]Below is a list of documents needed for a mortgage in France. Both French Mortgage Xpress and the banks
will require these documents in order to proceed with your proposed French Mortgage file:

1. Copy of passport(s)
2. Copy of Utility Bill showing name and home address
3. Copy of Marriage Certificate. (if applicable)
4. Copy of Divorce Certificate. (if applicable)
5. Copy of 3 month’s personal bank statements showing salary and any existing monthly loan payments.
6. Last 2 Year’s Income tax returns or P60’s
7. Last 3 month’s payslips
8. If you are self-employed, balance sheet for the last 2 years attestation from your accountant confirming your income, and a copy of your latest 2 tax declarations
9. For 2 people purchasing together (married couple/ partner/ business partner): the French Mortgage application must be made in both names and signed by both parties
10. 2 x Life Insurance Questionnaires completed and signed
11. Reservation Contract or Compromis de Vente including plans and signed by Purchaser and Seller

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