As an Independent French Mortgage Broker actually based in the South of France, we’ve built a reputation on an honest, reliable and speedy service.
Owners over 60 years old collect up to 60% of the value of your property, without leaving or selling it!
WE HAVE HELPED OVER 1,000 INTERNATIONAL PROPERTY BUYERS AND OTHER NON-RESIDENTS SECURE A FRENCH MORTGAGE DURING THE PAST 20 YEARS.
French Mortgages in 3 easy steps
French Mortgage Xpress is an English speaking Independent Mortgage Broker for expats based in Valbonne in the South of France. We offer an expert and personal service to individuals looking for a mortgage in France and have helped over 1,000 International property buyers and other non-residents secure a French Mortgage during the past 20 years.
As an Independent French Mortgage Broker actually based in the South of France, we’ve built a reputation on an honest, reliable and speedy service.
Our local and personal relationship with many of the top banks in France is second to none giving us the opportunity to deliver a fast, efficient and professional service for your French Mortgages
French Mortgages – Efficient, Fast and Professional
► Why are we independent and based in the South of France?
SIMPLE! – Being independent allows us to take an impartial look at your circumstances and then recommend the best French Mortgage for you from our panel of banks in France. We’re not tied to any one bank and can look at the whole market place to find the best mortgage for your own situation. French Mortgage Xpress in based in Valbonne in the South of France – this means we have personal relationships with many of the banks in France and can talk directly to the international departments to make sure all our UK and non-resident clients are given a fast and efficient service. French Mortgage Xpress is fully licensed in FRANCE to advise on French Mortgages; we hold the carte demarcharge bancaire/financier, we have professional indemnity insurance and hold an Orias number 07028473.
► Are you a non-resident & looking to buy a property in France?
LOOK NO FURTHER! – French Mortgage Xpress offers UK and other international buyers a dedicated service to finding the best French Mortgages for their specific needs. If your salary is in the UK or outside of France, it’s not a problem. We can help and have arranged hundred’s of mortgages in the South of France for people just like you.
► Confused about French mortgage rates?
DON’T BE! – There are many different types of French Mortgages available to you, off-plan, superyacht crew mortgages, or fixed rate mortgages. It’s our job to work with you and find you the best solution from the wide range of French Mortgages available.
*If you are over 60 years of age, a French tax-resident and the property owner, you can now release funds from, up to 60% of the value of your property with an Interest Only Loan that with no monthly payments during your life-time.
Your Over 60’s Life-Time Equity Release Loan Is Now Available
In partnership with Arrago, Crédit Municipal de Nantes have launched ‘an Over 60’s Life-Time Equity Release Loan for senior homeowners allowing them to finance their projects whatever they may be: travel, adaptation of housing, supporting your children and grandchildren or even financing medical care.
You can now take out a loan on the value of the main or secondary residence while retaining the title deeds of the property and not paying any interest payments during your life-time.
Pret 60: an ethical loan that protects consumers’ interests
- Reserved for over 60’s
- Must be French tax resident and own the property outright in your own name
- Loan on main or secondary residence
- Maximum amount of 60% of the value of the property
- Amount between €100,000 and up to €1 million
- Properties located in Metropolitan France
- Interest Only Loan: repayment of capital and interest upon the person’s death
- Partial early repayments possible and free of charge.
- Early repayment is entirely possible.
- As a security measure for the borrower, the law caps the debt at the amount of the property. This loan can therefore never generate a debt for the heirs.
- Our 60 loan offer is at a fixed rate
- A notary is systematically involved in the borrowing process in order to ensure that potential borrowers understand and are aware of their interests.